This notice is for informational purposes only.

Armor Companies Inc. and it insurance brokerage subsidiary Armor Agencies Inc., collectively referred to in this notice as (“Armor”, “we”, “us”, or “our”) provide insurance brokerage services and sell insurance brokerage products to commercial businesses. ("You" or “your”) refers to each of our individual customers who have purchased an insurance product through us for commercial purposes.  This Privacy Policy describes how we use such information and to whom and under what circumstances we may disclose it.

PERSONAL AND COMPANY INFORMATION THAT WE COLLECT
We may collect and maintain your personal information or your company’s information so we can provide insurance brokerage services or sell insurance products to you, as well as process your insurance claims.  The types and categories of information we collect about you may include:

• Information we receive from you on applications for insurance coverage and other forms to provide insurance brokerage services to you (such as your name, home address, social security, telephone number, and financial information such as the fair market value of property you wish to insure);
• Information that we generate to service your account (such as loss claim information);
• Information we receive from a consumer reporting agency such as motor vehicle and driver data, credit history, and employment information; and
• Information about your transactions with us and our affiliates such as your policy coverage, premium payment history, the premium you pay and claims information.

We may also use the information we collect from and about you or your company for any of the following purposes: (1) address update services; (2) to respond to your inquiries; (3) to contact you with Site updates, newsletters and other informational and promotional materials from us; (4) to contact you and your company when necessary.

INFORMATION SHARING PRACTICES WITHIN ARMOR
We may share nonpublic personal information about you within Armor as permitted by law, to enable us to service and maintain your account and provide information to you about products and services of Armor. The circumstances under which disclosure within Armor is permitted by law include disclosure to our subsidiaries or to our related companies and service providers, to perform a business, professional or technical support function for us.

SHARING INFORMATION OUTSIDE ARMOR
We do not disclose any nonpublic personal information about you to non-affiliated third parties, except as permitted by law. The circumstances under which disclosure to non-affiliated third parties is permitted by law include: (1) disclosures to insurance companies and or wholesalers to obtain any insurance coverage requested by you or to process insurance claims; (2) as necessary if we believe that there has been a violation of our rights or the rights of any third party; (3) to respond to judicial process and provide information to law enforcement agencies or in connection with an investigation on matters related to public safety, as permitted by law, or otherwise as required by law.

RESERVATION OF RIGHT TO DISCLOSE INFORMATION IN UNFORESEEN CIRCUMSTANCES
In connection with the sale or potential sale or transfer of all or part of our company or its assets, we reserve the right to sell or transfer your information to a third party entity that: (1) concentrates its business in a similar practice or service; (2) agrees to be our successor in interest with regard to the maintenance and protection of the information collected; and (3) agrees to the obligations of this privacy policy.

HOW WE PROTECT YOUR PERSONAL INFORMATION
We take great care to ensure that your personal information is kept safe from unauthorized access and would never share your personal information in violation of any regulation or law. The only employees or companies who can access your personal information are those who use it to service your account or provide services to you or to us. We diligently maintain physical, electronic and procedural safeguards that comply with applicable federal standards to guard your private personal information and to assist us in preventing unauthorized access to that information.

THIRD PARTY WEB SITES
This Site may contain links to third party websites, which may have privacy policies that differ from our own.  We are not responsible for the activities and practices that take place on these sites.  Accordingly, we recommend that you review the privacy policy posted on any site that you may access through the Site.

CHANGES TO THIS PRIVACY POLICY
We may change this privacy policy from time to time.  When we do, we will post the change(s) on our website.

OUR POLICY REGARDING DISPUTE RESOLUTION
Any controversy or claim arising out of or relating to our privacy policy, or the breach of our privacy policy, shall be settled by arbitration in accordance with the rules of the American Arbitration Association, and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.

CONTACT US
If you have questions or concerns about this web site or our Privacy Policy, please contact us.